“PSYCHOLOGICAL AND PEDAGOGICAL FACTORS IN DEVELOPING STUDENTS’ INTELLECTUAL COMPETENCIES IN THE CONTEXT OF DIGITAL EDUCATION”, ISIRC, vol. 2, no. 8, pp. 9–19, Nov. 2025, Accessed: Oct. 14, 2026. [Online]. Available: https://www.universalconference.us/index.php/isirc/article/view/5895